Is Revolut available in the Philippines? - 2025

Revolut is a popular account and card provider, with millions of customers globally. With Revolut you can hold multiple currencies in one place, spend and withdraw conveniently around the world, and send payments overseas easily. Unfortunately Revolut is not available to residents of the Philippines at the time of writing.

This guide walks through some great Revolut alternatives in the Philippines, depending on the specific services you need. Let’s get started.

What is Revolut ? 

Revolut is a financial technology company which offers account and card services to individual and business customers in many countries globally. While the exact services available do depend on the country in question, you can usually use Revolut to select from several different account types which all offer multi-currency holding, international transfers, and linked debit cards for payments and withdrawals.

Is Revolut available in the Philippines? 

No. Revolut is not available in the Philippines. If you are a resident of the Philippines you will not be able to apply for a Revolut account or card.

However, if you have a Revolut card issued in another country, it can be used in the Philippines for spending and withdrawals conveniently. You can also send money to the Philippines from other countries using Revolut if you’re a resident in a country which supports opening Revolut accounts, such as the UK, US, Australia or Singapore.

The good news is that there are alternatives available in the Philippines if you’d like an account and card for international spending and for sending payments overseas. Different providers offer their own features, so we’ve picked out several you may want to consider so you can select the best Revolut alternative in the Philippines for your specific needs.

Alternatives to Revolut comparison - Travel cards

One common reason to choose a Revolut account is to get a Revolut card which you can use when you spend overseas or online in foreign currencies. You can also use your Revolut card for cash withdrawals, making it a handy companion for travel purposes.

You can’t open a Revolut account in the Philippines but you can choose a great travel money card. Here we’ve picked out some good options. If you would like a card which can hold multiple currencies to allow you to convert funds and then spend with no extra fees when you travel, you may want to check out Wise or the East West Travel Money card. Or if you’ve got a Maya card for use in the Philippines you may be interested in continuing to use this overseas.

Here’s a summary of how these cards work, with more coming up right after the table.

*Details correct at time of research - 3rd November 2025

1. Wise 

You can open a Wise account in the Philippines and order a Wise card for a low, one time fee. Wise accounts can support 40+ currencies for holding, and you can then use your card for spending in 150+ countries. Currency conversion uses the mid-market rate with low fees - so you can add money in PHP and convert in the app to the currency you need for spending, or let the card handle the conversion for you when you pay.

Best Wise features 

• Hold, send and spend  40+ currencies

• No foreign transaction fees on overseas spending or withdrawals

• Use your card for spending and withdrawals in 150+ countries

• Convert with the mid-market exchange rate and a conversion fee from 0.57%

2. East West Travel Money Card

You can order a prepaid East West Travel Money Card and hold 6 different currencies in one account - US Dollar, Euro, British Pound, Hong Kong Dollar, Australian Dollar and Japanese Yen. Add money to your account in PHP and convert to the currency you need using the East West exchange rate, to spend when you travel. You can not use your East West Travel Money Card in the Philippines.

Best East West features

• Hold and exchange 6 currencies for overseas spending

• Lock in exchange rates when you convert currencies so you know your budget

• No fee to spend a currency you hold

• No annual fee

3. Maya Debit Card

If you already have a Maya Debit Card you can use it when you travel. You’ll hold your balance in PHP only, but you can still use your card for spending in other currencies. Your PHP balance is converted to the currency needed to pay for your transaction with a foreign transaction fee applied which is 1.75% at the time of writing, rising to 2.75% in February 2026.

Best Maya card features

• Convenient as you can spend with the same card at home and abroad

• Low foreign transaction fee as part of promotional deal

• Free to get a card subject to meeting eligibility criteria

• No annual fee

Alternatives to Revolut comparison - International money transfers

Another popular reason to get Revolut is to use their international money transfer service.

Don’t want to use your bank to transfer money internationally? Using an alternative provider can offer a fast and intuitive payment overseas, with low fees and a great exchange rate. Revolut can't help if you’re in the Philippines, but you may choose a provider like Wise as an alternative to a bank transfer, or check out one of these alternatives. Here’s a summary:

*Details correct at time of research - 3rd November 2025 *The speed of transaction claims depends on individual circumstances and may not be available for all transactions

To sum up:

In the table above, Wise is a good alternative to Revolut because it offers the mid-market rate on international transfers and 70% of its transfers get to the recipient instantly.

Western Union may appeal as an alternative to Revolut because it has a strong range of pay out options and a huge reach to pretty much every country in the world.

Ria could be an attractive service similar to Revolut if you’d prefer to pay in cash and offer the option for your recipient to get their money in cash or at an ATM.

1. Wise 

Send payments with Wise to 40+ countries. You can make your payment easily online or in the Wise app and pay by bank transfer, card or Instapay. You can also pay with your Wise balance if you hold one.

Wise currency exchange uses the mid-market  exchange rate and low fees from 0.57%. Wise payments are processed through Wise’s own payment network rather than the SWIFT network used by banks - 70%+ of transfers are instant, and most are delivered in less than 1hour*.

Best Wise features 

• Send with just your phone, to to 40+ countries

• 70%+ of transfers are instant, and most are delivered in less than 1hour*

• Conversion uses the mid-market  exchange rate and low fees from 0.57%

2. Western Union

Western Union is one of the best known international money transfer services on the planet. You can send money to more or less any country globally, and pay in person, online or in the Western Union app. You’ll be able to choose the way your recipient should get their money, including collecting their cash at an agent close to them, deposit to banks and mobile wallets. This can offer a super convenient option, with some payments arriving almost instantly.

Western Union transfers have transfer fees and charges which may be included in the exchange rate you’re offered for currency conversion. Check the details carefully as rates and fees can change depending on the specific details of the payment you make.

Best Western Union features 

• Send to almost any country in the world

• Choose from several different pay out methods

• Services available in person through agent locations throughout the Philippines

3. Ria

Ria might be a good alternative to Revolut if you’d like to pay for your transfer in cash at an agent, and have it passed on to your recipient in cash at the other end. Ria offers cash collections at 500,000 agents globally, as well as an expanding network of ATM options which let people get their money card-free from a local ATM. You can also send to bank and mobile money accounts.

Ria payments may have upfront transfer fees and other costs included in the exchange rate used to transfer. Compare your options carefully before you send.

Best Ria features 

• Broad range of pay out methods, even if your recipient can’t get to a bank

• Send to 190+ countries globally

• Get service in a Ria agent location and pay in cash

Conclusion

Revolut is a popular service for people who want to hold, send and spend foreign currencies conveniently. However, residents of the Philippines can not currently open a Revolut account.

If you live in the Philippines and need to hold a balance in a foreign currency, spend with a card when you travel, or send payments overseas, there are alternatives. Depending on the specific services you prefer, you may like a provider like East West Bank for a travel money card, or Western Union for cash collection transfers for example. Or for an all rounder which lets you hold, send, spend, receive and exchange multiple currencies all in one account, check out Wise. Hold and exchange40+ currencies with a Wise account, send payments to 40+ countries, and spend in 150+ countries with a Wise card,  with the mid-market exchange rate and low fees.